Brands You Can Trust

OUR BRANDS

COSMO Galgal Money

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A next-generation mobile banking app, powered by Cosmos Bank, designed to simplify personal finance, savings, and spending habits.

Zero-Balance Savings Accounts
Seamless Digital Onboarding (Video KYC)
Automated Budgeting
Automated spend categorisation
Virtual Debit Cards & UPI
Fixed Deposits

Nivestaa

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A next-gen investment platform, powered by NJ Wealth, designed to simplify wealth creation, portfolio management, and financial growth.

Goal-Based Investing – Tax-saving, retirement, wealth growth
Research-Driven – Insights powered by NJ Wealth MARS
Personalized Portfolios – Tailored to risk and goals
Seamless & Digital – Paperless, automated investing
Quarterly Reviews – Track and optimize investments

Trust Habit

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A next-gen phishing simulation platform, powered by Trust Habit, designed to strengthen employee awareness, reduce human risk, and build a resilient security culture.

■ Realistic Simulations – Test against real-world phishing attacks
■ Ongoing Training – Reinforce secure behaviors
■ Risk Insights – Identify vulnerable users
■ Clear Reporting – Track progress and risk levels
■ Security Culture – Build lasting cyber habits