Digital Banking Solutions

We design and develop cost effective custom technological solutions for banks and financial institutions, ensuring compliance with regulatory requirements while providing top-tier fintech innovations.

What We Build

Mobile Banking Apps
Generative AI Based Solutions
Digital Onboarding Solutions
Transaction Analytics & Reporting
Personal Finance Management (PFM) Tools
Internet Banking Solutions
Core Banking Integration
UI/UX Design

WHY CHOOSE US?

Umunthu System Transforms Digital Banking with Scalable & Secure Solutions

Grow your wealth with smart, secure, and intuitive tech solutions.

Custom Built Technology

We tailor Fintech, AI, and WealthTech solutions to your needs.

Fast & Agile Execution

Accelerate time-to-market with adaptive innovation & streamlined deployment.

Scalable & Secure Infrastructure

Flexible digital banking solutions (cloud or on-premise) built for scale, security, and regulatory compliance.

Proven Expertise

Successfully launched the first-ever 100% digital savings account for Cosmos Co-op Bank. Driving innovation together—your success is our mission.

OUR PROCESS

Take a peek at our Development Process

Our expert developers create secure, efficient fintech solutions for institutions using a structured, agile approach.

Design
Development
Testing & Iteration
Releases
Launch Support

Design

Development

Testing & Iteration

Release

Launch Support

We ensure every solution we build is secure, compliant, scalable, and user-friendly.

Our Technologies

OUR BRANDS

Galgal Money

The Future of Mobile Banking

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A next-generation mobile banking app, powered by Cosmos Bank, designed to simplify personal finance, savings, and spending habits.

Zero-Balance Savings Accounts
Seamless Digital Onboarding (Video KYC)
Automated Budgeting
Automated spend categorisation
Virtual Debit Cards & UPI
Fixed Deposits